Fee Schedule

Check printing ………………………………….(fee depends on style of check ordered)

Counter checks (up to 8)…………………………………………………………………$2.00

Cashier’s or Official Bank checks………………………………………………………$4.00

An account is dormant if for one year you have made no deposits or

withdrawals to the account. (No activity for 365 days)

Dormant account fee ………………..… $3.00 This fee is charged each month.

Account close-out fee ………………….$15.00

(If an account is closed within 180 days of opening)

Nonsufficient funds (NSF) – each …..$27.00 For returned items

                                                                $25.00 For paid items

Negative Balance Service Charge …..$3.00 per day. Assessed for each calendar day your

account is overdrawn (negative balance) beginning on the 6th day your account is

overdrawn

Stop payments …………………………..$25.00 per item

Account activity printout ………………$1.00 per page (maximum of $3.00)

Account research ……………………..…$25.00 per hour

Account balancing (Staff Assisted) ….$15.00 per hour

Balance inquiry (staff assisted) ………$1.00 each (In excess of one per calendar month)

Telephone transfer (staff assisted) …..$2.00 each

Wire transfers – Domestic……………….Incoming $12.00……….Outgoing $15.00

Wire transfers – International …………..Incoming $12.00…………Outgoing  $35.00

Copy of cancelled checks/check image …$2.00 each

Duplicate account statement ………………$1.00 per page (maximum of $3.00)

Garnishments and Levies ……….…………$50.00

Return item fee ……………………………….$3.00 per item (for deposited items returned)

Excessive withdrawal fee (savings accounts) $1.00 per withdrawal in excess of 6 per quarter

Transfer between accounts you make electronically ..No Charge

Transfer between accounts (Staff Assisted)……………$2.00                                              

Faxed statement (per statement)………………….………$2.00

Additional fees or charges may apply based on the type account you hold. These fees or charges were disclosed at account opening on existing accounts and will be disclosed on new accounts at the time of account opening.

MISCELLANEOUS FEES

Check card/ATM Card replacement ……………………..$5.00

Photocopies — Customer $ .25 …………..Non-Customer …………$.50

Fax services …….$2.00 first page $l.00 each additional page

Safe Deposit Box –  drilling  ……………………………….…At Cost

Safe Deposit Box — lost key ………………………………….At Cost

Safe Deposit Box fees …………..vary by size

Social Security card cashing fee …$2.00 at ATM …$4.00 inside with assistance (MUST SHOW PICTURE ID)